Promotion and Development Ltd (PAD.mu) listed on the Stock Exchange of Mauritius under the Investment sector has released it’s 2014 interim results for the half year.For more information about Promotion and Development Ltd (PAD.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the Promotion and Development Ltd (PAD.mu) company page on AfricanFinancials.Document: Promotion and Development Ltd (PAD.mu) 2014 interim results for the half year.Company ProfilePromotion and Development Limited is a company based in Mauritius which deals in the shares investment, property development, and supply and provision of services associated with such activities in Mauritius. The company has property, shares, and security segments that it operates through. Promotion and Development Limited also rents properties and provides security and property protection services, as well as sells equipment. Promotion and Development Limited is listed on the Stock Exchange of Mauritius.
African Alliance Insurance Company Plc (AFRINS.ng) listed on the Nigerian Stock Exchange under the Financial sector has released it’s 2019 interim results for the half year.For more information about African Alliance Insurance Company Plc (AFRINS.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the African Alliance Insurance Company Plc (AFRINS.ng) company page on AfricanFinancials.Document: African Alliance Insurance Company Plc (AFRINS.ng) 2019 interim results for the half year.Company ProfileAfrican Alliance Insurance Company Plc is a life insurance company in Nigeria offering a combination of protection (term assurance and group life), savings and investment products. The company is regarded as one of the most experienced and strongest Specialist Life Assurance Offices in Nigeria with some 60 years’ experience in the insurance sector. The company also offers annuity and group life products as well as savings schemes and investment products. African Alliance Insurance operates a network of 18 branch offices. African Alliance Insurance Company has additional business interests which includes developing and managing properties in Nigeria, owning and managing an airline, operating a restaurant and providing catering services. The company has a 100% stake in Axiom Air Plc, a cargo airline company, Frenchies Foods (Nigeria) Plc and a restaurant and catering services company. It has a 96% stake in Ghana Life Insurance Company Plc. African Alliance Insurance Plc is a subsidiary of Conau Plc and has the backing of world-class reinsurers, Munich Reinsurance Company. Its head office is in Lagos, Nigeria. African Alliance Insurance Company Plc is listed on the Nigerian Stock Exchange
Do snow flurries make you inexplicably hangry for truffle fries? The Weather Channel probably knows.The app, which has ~45m monthly users, is fresh off a lawsuit with the city of Los Angeles for secretly selling location data to advertisers. The main consequence: the Weather Channel now has to disclose that your data is going to a 3rd party.But now the Weather Channel app is changing how it’s tracking you. Instead of following people with tracking cookies, it’s trying to learn how the weather shapes shopping habits.Get ready for weather-based adsThe Weather Channel can micro-target how small weather changes impact what a population buys in the aggregate, then sell that info to marketers.Let’s say the channel learns that rainy weather is the No. 1 driver of Balenciaga Crocs sales.Crocs would love to know about it. So when a certain region gets a forecast for rain, Crocs could do a location-based marketing blitz.Some of the Weather Channel’s early findings:Sales of baking chocolate in states like Kansas and Missouri jumped 62% during a rainy forecast.Wine sales went up 25% in Michigan and Illinois when clear weather hit.Weather apps are a data-collection messSome of them are pretty careful with personal data. Dark Sky, which Apple recently acquired, has said that it will never share location data to 3rd parties or data monetization companies.But most other apps aren’t. Accuweather, for instance, has been known to sell location data even when the app isn’t active.The Weather Channel’s pivot is one way forward. Instead of tracking individuals, now the app can look at spending patterns across a population.Is that better for privacy? Maybe slightly. But next time it thunders, brace yourself for an onslaught of Crocs ads. Please enter your name here Please enter your comment! Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Photo from The Hustle Share on Facebook Tweet on Twitter TAGSAdsData CollectionMarketingThe HustleweatherWeather Channel Previous articleSenators Rubio and Scott Push For Daylight Savings Time ExtensionNext articleOrange Co. Neighborhood Services hosts free virtual community conference Denise Connell RELATED ARTICLESMORE FROM AUTHOR From The Hustle LEAVE A REPLY Cancel reply Support conservation and fish with NEW Florida specialty license plate The Anatomy of Fear You have entered an incorrect email address! Please enter your email address here Save my name, email, and website in this browser for the next time I comment.
Save this picture!Cortesía de Seijo Peon Arquitectos+ 28 Share “COPY” Area: 420 m² Year Completion year of this architecture project ArchDaily 2010 Architects: Seijo Peon Arquitectos Area Area of this architecture project Tuunich Kanab / Seijo Peon ArquitectosSave this projectSaveTuunich Kanab / Seijo Peon Arquitectos Save this picture!Cortesía de Seijo Peon ArquitectosText description provided by the architects. This beach house was designed for a 3 generation extended family as a summer residence. The elongated terrain is 12.5 meters wide (beach-front) and 170 meters long. The idea for the project was to work in such a way that all the social areas and bedrooms had a relevant link with the ocean, and to create a spatial flow with the volume’s conformation, breaking down the virtual barriers between interior and exterior. Save this picture!Cortesía de Seijo Peon ArquitectosWhen approaching the house from the highway, it is presented as a succession of volumes as great stones forming a mound perforated by a hollow that frames a view towards the ocean even before accessing the house. The spatial concept of the ground´s floor social area is the continuity from the access yard to the sea. The entire aluminum window framing is hidden inside walls so the space is “read” as a large dock that goes through the house minimizing the virtual barriers between interior and exterior. This approach allows the functional integration of all the spaces. Save this picture!Cortesía de Seijo Peon ArquitectosThe composition of this space is peculiar; one of the main composition walls is arranged diagonally in contrast with the orthogonal disposition of the rest of them, creating a space that gradually opens toward the sea. This also helps creating a visual illusion that makes the ocean seam closer to the house and the highway farther than it really is, so the relation with the context is clearly emphasized in the direction towards the ocean. On the ground floor, containing the public space by the sides, to the left is the kitchen and other services, and to the right is the guest bedroom, both with ocean view. The public space integrates spatially with the upper floor via a double height living room, so its circulations connect visually directly with the main area of the project. There are five bedrooms on the second floor: two service rooms to the back and three main rooms with view to the sea. Save this picture!Cortesía de Seijo Peon ArquitectosThe master bedroom plays a particular role in the composition: It is above the social area and terrace, projecting towards the sea. The client has a special affinity to sleeping in hammocks, a common practice in the region… so a special environment for the hammock is created on the terrace: it floats on a space that allows enjoying 300° of visual aperture towards the horizon without any visual interruptions such as columns. This terrace isn´t roofed, so the sky can be enjoyed vertically; and having very high above horizon wall enclosures, diagonal shades provide comfort of use during the day. It is worth mentioning that the owner of the house sleeps on this semi-exterior area every night, and sometimes until dawn. The spatial-volumetric shape of this idea becomes the main plastic element of this north and principal facade of the house. Save this picture!Cortesía de Seijo Peon ArquitectosFinally the house stands as a sober element with a clear volumetric expression. The idea of aperture and integration with the sea are reinforced with expressive elements of the composition. It is a house with character; friendly with the tropical environment.Save this picture!First Floor PlanProject gallerySee allShow less’Towards Green Buildings/Architecture for UAE?’ WorkshopArticlesThe Reyner Banham Symposium: ‘On Error’Articles Share Mexico Houses ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/321045/tuunich-kanab-seijo-peon-arquitectos Clipboard Year: ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/321045/tuunich-kanab-seijo-peon-arquitectos Clipboard Projects CopyHouses•San Bruno, Mexico Tuunich Kanab / Seijo Peon Arquitectos “COPY” CopyAbout this officeSeijo Peon ArquitectosOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSan BrunoMexicoPublished on January 21, 2013Cite: “Tuunich Kanab / Seijo Peon Arquitectos” [Tuunich Kanab / Seijo Peon Arquitectos] 21 Jan 2013. ArchDaily. Accessed 11 Jun 2021.
Its aim is to enable conversations between different communities who are exploring the consequences of Brexit; and make it easier for them to share and examine the information available, and construct a communications plan.Grants from £1,000 up to £10,000 are available, and the fund is aimed at:Organisations who can mobilise / connect with local community groupsOrganisations with an income over £250k will particularly need to show how local community leadership is driving their discussionOrganisations who can show how they will connect local people to the broaderThose with an understanding of the economics of BrexitOrganisations who will ensure inclusion of groups who are on the margins of this conversationThose with a willingness to attend a conference where learning will be sharedThose with a willingness to participate in an ongoing online conversation about learningThe closing date for applications is 1pm on 1st September. Further information and the online application form is available on the Community Foundation for Northern Ireland’s website. 93 total views, 1 views today Melanie May | 26 July 2017 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis12 Fund created to support NI charities through Brexit The Community Foundation for Northern Ireland has launched the Northern Ireland Brexit Dialogue Fund to help community organisations navigate their way through Brexit.According to the Foundation, the Northern Ireland Brexit Dialogue Fund has been created to support organisations who are actively planning how to ensure that those most on the margins of society are not further excluded as a result of Brexit, as well as to help community and voluntary organisations that are also thinking about how Brexit will affect their own future. 94 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis12 Tagged with: Brexit Funding Northern Ireland About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.
Preparing for Debt and Delinquency Shifts in 2020 Related Articles The Best Markets For Residential Property Investors 2 days ago Joe Mellman, SVP and TransUnions, mortgage line of business leaderTransUnion’s 2020 Consumer Credit Forecast projects serious delinquency rates for mortgage loans to fall below 1.47% by Q4 2020. The serious delinquency rate for mortgage loans during Q4 2019 are projected to be 1.54%. “The U.S. consumer is as strong as ever, and TransUnion expects more of the same in 2020,” said Matt Komos, VP of research and consulting, TransUnion’s financial services business unit. “More consumers are securing loans and increasing their balances in a measured manner, all while maintaining historically low delinquency levels. Low unemployment rates, continued wage growth and an overall sound economy are making this positive performance hold true.”Joe Mellman, SVP and TransUnion’s mortgage line of business leader, spoke with DS News about the findings in the report. Tagged with: Delinquency Rate Mortgage Loans Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Previous: Building More Inclusive Environments in Financial Services Next: Working Toward a More Diverse Mortgage Industry Data Provider Black Knight to Acquire Top of Mind 2 days ago Do you foresee refinances cooling in 2020? What role could this play on the housing market in the coming year?Again, it’s hard to say exactly, but I suspect refinances will stay strong through the first half of 2020 and then begin to cool off. One of the biggest impacts this will have on the housing market in the coming year is for lenders. It means they should start to think ahead to how they are going to maintain lending volume when the “easy” refi volume winds down—this will typically mean needing to ramp up their ability to proactively identify consumers who are in the market for purchase, or being able to identify specific consumers who can still benefit from a refi. Servicers Navigate the Post-Pandemic World 2 days ago Print This Post December 12, 2019 2,352 Views What is leading the significant decline in borrower-level delinquencies from Q3 2016 to Q3 2019?This is actually the continuation of a steady decline in year-over-year delinquencies since 2010. In fact, every quarter since Q3, 2010 has experienced a year-over-year delinquency decline. This was originally driven by the much tighter underwriting standards introduced after the housing collapse. More recently, we’re probably also benefiting from a strong housing market and a good economy, especially employment and wages. About Author: Mike Albanese Where do you see some home prices falling over the next year? What role, if any, have they played in growing debt or delinquencies? We generally don’t follow specific geographies too closely, but there do appear to be areas that are experiencing pricing pressure. It would not surprise me to see that trend continue into next year—in the long term, prices ultimately need to stay in line with income and some areas are starting to deviate from that. In general, growing home prices clearly contribute to growing consumer mortgage debt (i.e., larger mortgages are needed), but they can also have a positive effect on delinquencies, as consumers have more options and more incentives to stay in their home if it has appreciated in value, versus if it’s depreciated in value and potentially worth less than they owe on it, which is something we saw during the housing collapse. Home / Daily Dose / Preparing for Debt and Delinquency Shifts in 2020 Sign up for DS News Daily Share Save Delinquency Rate Mortgage Loans 2019-12-12 Mike Albanese The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Why do you believe mortgage originations or the number of mortgage loans increased in Q3 2019 while the average debt per borrower increased?Our Q3 origination number is for the prior quarter, to allow for reporting lag, so the origination number is actually for Q2 2019. Both purchase and refinancing were up on a year-over-year basis, but refinancing was up more and responsible for the majority of the year-over-year increase in number of loans. Average debt per borrower increased due to a couple things having a larger impact than the regular reduction of debt due to monthly payments: 1) Refinances tend to add to debt because, in this high home equity environment, many consumers are doing cash-out refinances, which increases their debt, and 2) new purchases were for larger amounts, driven by rising home prices and more consumers taking advantage of lower down-payment programs. Demand Propels Home Prices Upward 2 days ago Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Foreclosure, News Servicers Navigate the Post-Pandemic World 2 days ago
Previous articleTermon man pays compensation in dog castration caseNext articleCouncillor Terence Slowey paid ‘huge political price’ for double claim News Highland Twitter Pinterest WhatsApp Pinterest Sinn Fein seek firm commitment on Altnagelvin Radiotherapy unut Facebook Facebook LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Almost 10,000 appointments cancelled in Saolta Hospital Group this week Google+ Guidelines for reopening of hospitality sector published Need for issues with Mica redress scheme to be addressed raised in Seanad also Newsx Adverts Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margey WhatsApp Calls for maternity restrictions to be lifted at LUH Google+ By News Highland – March 15, 2011 Twitter RELATED ARTICLESMORE FROM AUTHOR Sinn Féin is urging Health Minister Dr James Reilly to make the provision of radiotherapy at Altnagelvin one of his first priorities in office.Assembly member Martina Anderson and Deputy Pádraig MacLochlainn have written to the Minister asking him to guarantee the funding for the cross border radiotherapy unit.Meanwhile, the Director of the National Cancer Control Programme Dr Susan O’Reilly, spent much of yesterday in Letterkenny General Hospital.Speaking to reporters, she said the commitment to the Altnagelvin plan remains firm on this side of the border, but it’s now a question for Stormont
365 additional cases of Covid-19 in Republic Further drop in people receiving PUP in Donegal Man arrested on suspicion of drugs and criminal property offences in Derry Gardai continue to investigate Kilmacrennan fire Pinterest Pinterest Twitter RELATED ARTICLESMORE FROM AUTHOR 75 positive cases of Covid confirmed in North Previous articleGAA – Donegal win Ladies Division 2 TitleNext articlePSNI probe Derry house fire News Highland Facebook Google+ Google+ WhatsApp WhatsApp Facebook News By News Highland – May 10, 2010 Gardai in Milford say a pair of eight year old friends who went missing yesterday in the Kerrykeel area have been found safe and well. It’s understood the children’s parents thought each was in the other’s house, and when it was realised they weren’t a search was launched.Gardai have confirmed the pair were found shortly after 10 o’clock, no further details are available. Missing children found safe and well in Kerrykeel Twitter Main Evening News, Sport and Obituaries Tuesday May 25th
Top StoriesSupreme Court Calls For Report From NGT Appointed Committee On Yamuna River Pollution Live Law News Network19 Jan 2021 2:30 AMShare This – xThe Supreme Court on Tuesday called for a report from the committee constituted by the National Green Tribunal on the pollution of Yamuna river.A Bench headed by Chief Justice of India SA Bobde was hearing the suo moto case pertaining to the issue of “remediation of polluted rivers” and proceeded to direct for the report of an NGT-appointed Committee on river monitoring to be presented to…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Supreme Court on Tuesday called for a report from the committee constituted by the National Green Tribunal on the pollution of Yamuna river.A Bench headed by Chief Justice of India SA Bobde was hearing the suo moto case pertaining to the issue of “remediation of polluted rivers” and proceeded to direct for the report of an NGT-appointed Committee on river monitoring to be presented to the Bench. The Committee has also been impleaded in the suo moto case. COURTROOM EXCHANGE In today’s hearing, Senior Advocate Meenakshi Arora, Amicus Curiae in the matter, submitted to the Bench that the water quality level as on January 18 was excellent and that the ammonium levels were in control. “If this can be maintained, then it will be good. NGT has also appointed a river-monitoring committee for Yamuna river”, stated Arora and requested the Court to call for a report from the Committee as it could provide assistance. Arora further informed the Bench that the State of Haryana had also conveyed that they were in the process of upgrading certain STPs and CETPs. To this, the CJI observed that the requisite order calling for the report would be passed. Arora also submitted that Haryana had brought down the ammonium level in the water to “excellent” which was 0.3 ppm. “The acceptable point is 0.9 ppm. This means, if there is a will, there is a way. If they can maintain these standards, it will be good. It is a matter of drinking water for Delhi”, stated Arora. She concluded on the note that there was an ongoing dispute between Haryana and Delhi regarding the quantum of water to be released and that the issue should not be dragged here, and the matter should be confined to measures to reduce pollution. At this juncture, Senior Advocate Shyam Divan, appearing for State of Haryana, submitted to the Court that the petition filed by Delhi Jal Board (DJB) was not maintainable and that there were many facts which had to be disputed. To this, the CJI responded, “What is the problem in making an order that the present levels must be maintained?” Divan, however, opposed the Court from making an observation and contended that the problems emerged from Delhi and not Haryana as the points of discharge were not from Haryana, and that it was being incorrectly projected that the pollution was due to Haryana’s acts. CJI informed Divan that no order would be passed and one week’s time would be given to Haryana Government to file a Counter to the plea by DJB. The Supreme Court also directed the NGT-appointed committee for river monitoring to submit a copy of its report on Yamuna River and to inform the Court about the extent to which its recommendations had been implemented. Further, the Committee has been impleaded as a party. BACKGROUND In previous hearing on 13th January, 2021, Supreme Court took suo moto cognizance on the issue of “remediation of polluted rivers”. A Bench comprising of Chief Justice of India S.A. Bobde, Justice A.S. Bopanna and Justice V. Ramasubramanian observed that one of the major causes of water pollution was the discharge of non-treated/ partially treated municipal waste and effluents of various States and cities. The Court however will start with adjudicating upon the issue of Yamuna River contamination. The suo moto action came while the Supreme Court was hearing a petition filed by Delhi Jal Board on the requirement of urgent intervention of the Apex Court in form of directions on the Haryana Government for ceasing the discharge of untreated effluents resulting in a rise of ammonia levels in river water. According to the petitioner, the intervention is essential to avert the humanitarian crisis that the citizens of NCT of Delhi are facing. INITIATION OF SUO MOTO ACTION The issue of pollution of water resources and the deterioration in quality of fresh water led the Bench to take a suo moto action as being an issue of greater importance affecting general public and living beings including marine life. “Deterioration of quality of fresh water has a direct correlation with the quality of public health. It is an acknowledged fact that pollution of water supplies by sewage effluents has been and still is a major cause of variety of diseases and discomforts”, the Bench observed.The Court relied on the landmark judgment of Narmada Bachao Andolan v. Union of India (2000) wherein it was held that all people, whatever their stage of development and their social and economic conditions, have the right to have access to drinking water in quantum and of a quality equal to their basic needs. Moreover, the Bench also took notice of the Directive Principles of State Policy enshrined under Art. 47 and 48A of the Constitution which casts a duty upon the state to improve the public health of citizens and protect the environment. On the major causes of water pollution in the cities, the bench observed that “surface water resources such as rivers, ponds and lakes where effluents are discharged from local bodies are highly polluted. Such discharge of human sewage and other pollutants results into deterioration in chemical, physical and biological properties of water. All these processes lead to degradation of natural environment.” Furthermore, the bench was of the view that in dealing with the issue of water pollution, the procedure of setting up “Sewage Treatment Plants” were implemented with a purpose of prioritizing the cities that discharge industrial pollutions and sewer directly in the rivers and water bodies. However, the bench, while observing the facts of the present petition noted that this system is either not treated through a plant before discharging effluents or the treatment plants do not function adequately. Therefore, the court ordered for taking up a suo moto action on the issue of remediation of polluted rivers. In view of this, the Bench issued notice to State of Uttarakhand, Himachal Pradesh, Haryana, Delhi and Uttar Pradesh along with the Ministry of Environment, Forest and Climate Change, Ministry of Housing and Urban Affairs and Central Board of Pollution Control. The Bench also appointed Ms. Meenakshi Arora, also the counsel for the Petitioner in the writ petition, to be the amicus curiae for assisting the Court in the suo moto cognizance of rivers.Click here to read/download the orderSubscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Story