Print This Post January 7, 2016 1,182 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / Consumer Sentiment Ends 2015 at an All-Time High Previous: Watchdog Recommends FHFA Enhance Risk Assessment Audits for GSEs Next: Here are the Fundamentals Driving SFR Growth The Best Markets For Residential Property Investors 2 days ago Share Save Tagged with: Consumer Sentiment Fannie Mae Housing Market Housing Sentiment Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Market Studies, News About Author: Xhevrije West Consumer Sentiment Fannie Mae Housing Market Housing Sentiment 2016-01-07 Brian Honea Xhevrije West is a talented writer and editor based in Dallas, Texas. She has worked for a number of publications including The Syracuse New Times, Dallas Flow Magazine, and Bellwethr Magazine. She completed her Bachelors at Alcorn State University and went on to complete her Masters at Syracuse University. Related Articles Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago The year 2015 was a year of prosperity and growth for the housing market, and in turn, consumers displayed their confidence with positive feelings toward their income, job security, and overall economic outlook.Fannie Mae reported that its Home Purchase Sentiment Index (HPSI) rose 2.4 points to 83.2 in December. This increase wraps up the strongest year the housing market has experienced thus far.“Consumers ended the year on an improved note with regard to their income, job security, and overall economic outlook. This more positive consumer sentiment brought the HPSI up a few points, moving the index up for all of 2015,” said Doug Duncan, SVP and Chief Economist at Fannie Mae.The index found that overall consumer sentiment about personal finances and the economy is up from last month.According to the report, the share of respondents that reported that their income was significantly higher than it was a year ago rose 9 percentage points on net from November to December to 15 percent.Meanwhile, those who were unconcerned about losing their job increased 3 percentage points on net to 72 percent in December. A total of 85 percent of those surveyed noted that they are not worried about losing their job, tying an all-time survey high.In addition, to the positive financial outlook, more consumers feel its a good time to sell a home, but those who belie it’s a good time to buy a home remained flat in December. Fannie Mae reported that 8 percent of those surveyed indicated that now is a good time to sell a home in December, up 4 percentage points, while those who say it’s a good time buy a home was flat at 35 percent.The net share of respondents who say that home prices will go up rose 2 percentage points to 40 percent, the survey data found. The net share of those who say mortgage interest rates will go down continued to decrease, dropping 4 percentage points to negative 52 percent.“Brightening economic prospects, if sustained, should stimulate demand for homeownership. However, continuing upward pressure on rental prices and constrained housing supply, particularly for starter homes, may mean prospective first-time homebuyers could face affordability constraints,” Duncan explained.Click here to view the complete report. Consumer Sentiment Ends 2015 at an All-Time High Servicers Navigate the Post-Pandemic World 2 days ago Subscribe
News, Sport and Obituaries on Monday May 24th Derry draw with Pats: Higgins & Thomson Reaction Donegal County Museum is collaborating with Ulster University and partners from Norway, Iceland and Scotland and CINE as part of a €2 million project to bring the past alive.The innovative project transforms people’s experience of outdoor heritage sites through technology, building on the idea of “museums without walls”.The project will be showcased next week at an event in The Playhouse Theatre, Derry.Michaela Clarke has more:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2019/11/miccine.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. AudioHomepage BannerNews By News Highland – November 2, 2019 Pinterest Pinterest RELATED ARTICLESMORE FROM AUTHOR Facebook Facebook Previous articleHarps Stay Up – Gareth Harkin & Raffaele CretaroNext articleTulsa figures show 55 separated children seeking asylum in state care News Highland Google+ Harps come back to win in Waterford FT Report: Derry City 2 St Pats 2 Twitter WhatsApp Twitter WhatsApp DL Debate – 24/05/21 Google+ Donegal County Museum collaborating to bring the past alive Important message for people attending LUH’s INR clinic
By Carolina Contreras/Diálogo September 18, 2017 Hasta cuÃ¡ndo lo dirÃ© en todos los sitios que puedo ?, no entiendo cÃ³mo los Sres. periodistas estudian tanto para cometer semejantes errores por falta de acuciosidad y conocimientos; segÃºn la Real Academia EspaÃ±ola (RAE), Pilotear significa instalar pilotes, operar, conducir o manejar un automÃ³vil , buque o aeronave, se dice Pilotar. Dejen de dar pena y confundir a los lectores por favor. No entiendo cÃ³mo los periodistas, que estudian tanto, cometen este tipo de errores por falta de acuciosidad o de conocimientos. SegÃºn la Real Academia EspaÃ±ola (RAE), Pilotear significa hincar pilotes; operar, manejar o conducir un automÃ³vil, buque o aeronave, se dice Pilotar. No confundan a la gente gente por favor Hola. No existe Capitana ni en las FFAA de Chile ser les dice asÃ. Cuan me contenta y emociona que sÃ©ndas mujeres hoy se destaquen por hacer una faena que solo hombres desempeÃ±aban y es que la mujer ya no solamente es la costilla del hombre, tambien su ayudante incondicional y felicitaciones a La >Real Fuerza AÃ©rea Chilena por hacer del sexo ” DÃ©bil” un sÃ©xo fuerte. On July 14th, two officers from the Chilean Air Force (FACh, per its Spanish acronym) completed the first flight flown solely by women. The flight crew included FACh Captain Viviana Lillo as the flight captain and FACh Captain Dagny Cubillos as co-pilot. The Boeing 737 departed from the runway at the FACh’s 10th Air Group in Santiago, headed for Puerto Montt in southern Chile. This historic voyage, led by the first graduating class of female officers with a specialization in flying heavy aircraft, logged 1,032 kilometers in a flight time of 160 minutes. “It was doubly satisfying, personally and professionally, to be on the team of this first female crew,” Capt. Lillo told Diálogo. “Also because it was my first flight as captain of an aircraft.” “Making history as a member of FACh’s first female flight was a great honor,” Capt. Cubillos told Diálogo. “We had always flown with male flight captains, so this trip was special.” The Boeing 737 is a 36-meter long, jet-propelled airplane manufactured in the United States. It is capable of transporting 118 passengers and is classified as a heavy aircraft intended for transporting passengers and cargo. For FACh, it serves the mission of being the presidential airplane. It also conducts community support missions during emergencies, natural disasters, and the transfer of patients and organs, among other uses. Training to break down barriers Women first entered FACh in 2000. That same year, then Cadet Lillo entered the institution with the dream of becoming a transport pilot. “I wanted to contribute to my country through my work and help people in the community,” she said. She graduated from the academy in 2003 and began the instrument course on trainer planes such as the Pillán. Later came tactical training as well as her specialization in transport, combat, and helicopter aircraft. Afterwards, she started gaining experience as a co-pilot on different types of missions in smaller planes such as the Twin Otter, which has a 12-person capacity. “Thanks to the rigorous training, you achieve a level of autonomy, and you get the tools needed to face these kinds of challenges,” Capt. Lillo explained. She joined FACh’s 10th Air Group in 2010 and began her specialization on the Boeing 737, which culminated in 2017 when she became the nation’s first female captain of a heavy transport flight. “My example is a way of showing women that we have no limits,” Capt. Lillo said. “We can advance in our lives and develop ourselves the same way that our male colleagues do.” Her fantasy of flying and her interest in the military led Capt. Cubillos to make a professional career of FACh, beginning 15 years ago. She has devoted the last three years to flying the Boeing 737. Still in training to become a flight captain, this co-pilot of the first female flight noted that the institution that she represents has always given her the same opportunities as her male colleagues. “Through hard work and much rigor, we are showing that we have the same capabilities,” she said. “There are no major differences.” An easy trip At the Operations Department of FACh’s 10th Air Group, a request was received for a flight to Puerto Montt on July 14th, to transfer military personnel. It was assigned to the two female pilots. At that moment, they put everything they had learned to the test. “We are not immune to mishaps, and that’s why we have to be very diligent in these duties,” Capt. Lillo said. “This is teamwork, not just us two pilots. There is a group of professionals for each flight.” “We followed all of the security steps and weather checks in order to have an easy flight and a soft landing. And it worked out,” Capt. Cubillos explained. “The condition of the aircraft, the conditions along the route and at the destination are some of the parameters that you have to study and control.” Flight hours are a key requirement for the cabin crew. In this case, they must complete a minimum of 400 hours in the plane they specialized on (the 737 model), and 900 hours in other medium-size planes. For both officers, who are also experienced in peacekeeping, rescue, and Antarctic missions, even though these trips require the same rigor, some are more meaningful than others. Flights to support the community – such as those made in order to transfer organs and patients, especially children – are the most relevant to them. Also meaningful to them are flights to assist with fighting fires such as the ones that impacted central and southern Chile in February 2017, when personnel were transferred to fight the fires. “The thanks we get from people we’ve helped in different places across the country makes this work meaningful,” Capt. Cubillos concluded.
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Elsewhere in the group, Scotland is in Warsaw to face Poland, While Gibraltar take on Georgia in Faro.Last night, Iceland caused the upset of qualifying so far, beating Holland 2-0 to go joint top of Group A.Wales top Group B this morning – they survived being reduced to ten men to beat Cyprus 2-1 in Cardiff. The Boys In Green go to Gelsenkirchen with maximum points from their first two games, while the Germans lost on Saturday to Poland. O’Neill says nothing will be gained by sitting back for 90 minutes. Kick-off tonight is at 7.45.
StumbleUpon Related Articles Share Share Submit The future for retail: Could ‘staff-less’ shops become a reality? November 18, 2019 In an interview with CasinoBeats.com, Simon Dorsen, director of gaming at Okto Group, has claimed that ‘regulation will be where the buck starts and stops’ in 2020. Discussing the importance of paying attention to the regulatory hurdles throughout the coming year, Dorsen delved into Europe’s regulatory framework, particularly to suggest how different licenses are required to limit the movement of funds between retail and online.The director of gaming stated: “As ever, regulation will be where the buck starts and stops, and the importance of paying attention to regulatory hurdles in 2020 should never be underestimated by operators. Europe in particular is a true patchwork of regulatory regimes. Separate licenses for online and retail that limit movement of funds between the channels are essential. “This is none more so the case than when it comes to AML and KYC procedures. Gaming operators who are scrambling to solve these solutions themselves would do well to invite an expert to provide the answer for them. By bringing in an already certified solution, you’re good to go across multiple markets with a ready-made provider that already has the required regulatory approval.” As well as advising gaming operators of the benefits that could be provided via the inclusion of experts in 2020, Dorsen concluded by looking back on 2019 and discussed some of the technological advancements that will shape the industry moving forward. He added: “It’s been a great year for new technology, especially when it comes to mobile gaming. The wallet revolution is already mainstream and gaming and betting operators are becoming increasingly interested in understanding how they can leverage our OKTO.WALLET to streamline operations and minimise costs.“When it comes to the customer, we’re seeing a rapid uptake. Mobile transactions already account for 54 per cent of digital payments in Europe and are growing globally by 10 per cent. With technology advancing at an even quicker pace than adoption, payment solutions are offering a whole new level of convenience for customers dedicated to reducing friction in gaming transactions. “Fast payouts build brand trust with the player, driving repeat betting, visitation and deposit ratios, and I’m looking forward to seeing operators continuing to capitalise on that in 2020.”
16 September 2015The National Heritage Monument, made up of life-sized bronze statues of precolonial, colonial and anti-apartheid struggle heroes and heroines, at the Groenkloof Nature Reserve in Pretoria, was unveiled on 15 September.There are already more than 50 statues at the monument, but it will eventually house 400. Known as the Long Walk to Freedom, it reflects the country’s journey from the precolonial era to the early wars of dispossession, as well as encompassing the entire liberation struggle.A walk through the newly erected #HeritageMonumentpic.twitter.com/D6gyKao7cu— Lirandzu Themba (@LirandzuThemba)September 15, 2015Some of the statues already erected include the likes of Walter and Albertina Sisulu, Yusuf Dadoo, Charlotte Maxeke, Solomon Tshekiso Plaatje, Alexander Simons, and King Mzilikazi Khumalo.Cast in bronze, struggle icons Walter and Albertina Sisulu will forever hold hands at the National Heritage Monument. (Image: Mayor of Tshwane, Facebook)A statue of Oliver Tambo, president of the African National Congress (ANC) from 1967 to 1991, is one of the first at the National Heritage Monument. (Image: Mayor of Tshwane, Facebook)The National Heritage Monument is made up of life-sized bronze statues of precolonial, colonial and anti-apartheid struggle heroes and heroines. (Image: Mayor of Tshwane, Facebook)“It will be a complex chronicle of our long walk to freedom,” said Gauteng Premier David Makhura. “It will tell the story that many men and women paid a supreme sacrifice to bring freedom in our land. It will tell the story that our freedom was not free.”A must see for tourists“We want this to be a tourism attraction. We want it, in its completeness, to offer a number of things like hospitality and arts and crafts,” Tshwane Mayor Kgosientso Ramokgopa said on SABC news.“It’s going to be a major tourist attraction but also an area where a nation would be able to reflect so that we are able to plan for our future,” said Arts and Culture Minister Nathi Mthethwa.Full historyMthethwa said the South African story had been one-dimensional. This was being corrected through the heritage monument, which was giving a full picture of the country’s history.“We are writing our own story and it is important that we do that because we have to tell the world how we reached 27 April 1994,” Mthethwa said. It was also important to know our history, whether it was good or bad.Many more to see#NHM at #[email protected]#Myheritage. Statues have info panels…pic.twitter.com/Hx47Ajk4vS— Lebogang Matji (@LebogangMatji)September 15, 2015Launch of 57 heroes and heroines Chief Tshwane #MyHeritagepic.twitter.com/WLTHJRyICL— TshwaneLiveMediaHub (@Tshwane_Live)September 15, 2015Statue of Solomon Tshekiso Plaatje @ launch of the National Heritage Monument at Groenkloof Nature Reserve. SAnews pic.twitter.com/7ubXQuIB8A— SA Gov News (@SAgovnews) September 15, 2015SafekeepingFollowing the theft of two statues, Ramokgopa told the SABC a tracing chip would be placed in each statue, and they would be mounted more securely into the ground.Source: SAnews.gov
After a disappointing loss in their opening match, Kings XI Punjab will have to get their act together pretty quickly to bring their campaign on tract when they take on in-form Chennai Super Kings in their second match of the Indian Premier League in Mohali on Wednesday.Having lost to debutantes Pune Warriors by seven wickets in their last game in Mumbai, Adam Gilchrist-led Kings XI Punjab start as underdogs and will require a huge effort to bounce back into the tournament.Describing the defeat at the hands of Pune Warriors as a poor all-round performance, Gilchrist had said that the team would take a little time to settle down.Barring their semi-final appearance in the first edition of the IPL in 2008, the KXIP could not do much despite having big stars including Yuvraj Singh, Kumar Sangakkara and Mahela Jayawardene, who are now leading different IPL sides, in the later editions and they will be desperate to prove a point with a new-look team this time.KXIP crumbled to nine for four against Pune to eventually get bundled out for a 112 in their last outing and if they want to have any chance against Chennai, they would definitely need Gilchrist, Shaun Marsh, Paul Valthaty, Dinesh Karthik, Abhishek Nayar and Sunny Singh to fire with their bat.Bowlers in leg spinner Piyush Chawla, medium pacers Praveen Kumar and Nathan Rimmington, who could do little while defending a small total, would look to play to their potential.Defending champions Chennai, led by the World-Cup winning captain Mahendra Singh Dhoni, made a good start to their campaign prevailing over Kolkata Knight Riders by two runs in the tournament opener and they would look to carry the momentum.advertisementDhoni and his trusted lieutenant Suresh Raina would be key in the batting department while young Anirudha Srikkanth, riding high on confidence after his 64-run knock against the Knight Riders, would also look to carry on with his rhythm.South African allrounder Albie Morkel and 35-year-old Kiwi veteran all-rounder Scott Styris, lend strength to the side.The bowling department also looks solid with Morkel, off spinner Ravichandran Ashwin, Styris, Kiwi pacer Tim Southee and Sri Lankan Suraj Randiv. In fact, Chennai would like to see Morkel and Southee exploit the bouncy track at Mohali.- With PTI inputs
Story Highlights Motorists and pedestrians in Montego Bay, St. James, say the presence of members of the Public Safety and Traffic Enforcement Branch (PSTEB) has brought greater security and public order to the streets of the Second City. Motorists and pedestrians in Montego Bay, St. James, say the presence of members of the Public Safety and Traffic Enforcement Branch (PSTEB) has brought greater security and public order to the streets of the Second City.In a vox pop conducted by JIS News on October 3, members of the public welcomed the PSTEB police officers, noting that they have made a significant difference in the flow of traffic, especially at peak hours.However, some citizens argue that the policemen and policewomen, decked in their neon yellow vests, need to place greater focus along some roadways, including Megabyte Drive in the vicinity of Vista Print; Sam Sharpe Square and along Orange Street.Following are the responses of persons who spoke with JIS News:(1) “This is what Montego Bay needed a long time. I see them cover almost everywhere already. I saw them on St. James Street; I saw them on Howard Cooke Boulevard; I saw them out at Gloucester Avenue and Barnett Street. I think they are doing a wonderful job.”JUTA Tour Operator, Sydney Bennett(2) “The initiative has been a really brilliant one. It has made a difference in terms of additional security, in terms of visibility and in terms of traffic control, which I believe we were desperately in need of. The whole initiative has been really impactful.”Motorist, Hillary Clarke (3) “I have seen them one time along Union Street. When I am coming from Paradise on Albion Road to come around Cornwall College and straight down to Orange Street, we would like to see more police around that side, even two of the new ones. I am telling you, if we see the uniformed personnel around there, then people will abide by the rules. As long as there is no police around there, there will be chaos.”Clive Blackwood, Taxi operator who plies the Paradise, Norwood to Montego Bay route(4) “The traffic in the peak hours is a little bit difficult, so when you have the police around it’s a little easier. Right at Vista Print, I was thinking about a stoplight there, but this morning (Wednesday, October 3), I saw one of the officers there and it was little easier,” he said.Taxi Operator, Derrick James, who plies the Irwin Meadows to Montego Bay route(5) “Mi feel good ‘bout dem. Since dem deh ‘round, the traffic get fi more clear, and because more time you used to stop in the traffic fi long time, when dem come ‘round, the traffic always clear up.”Pedestrian and vendor who gives his name as Roger (6) “It’s pretty good… because you can see the police officers from far. They are working well. I love it,” he said.Jermaine, Pedestrian
zoomSource: Wikimedia – under the CC BY 2.0 license; Image by: David Wright Dutch shipping company Wijnne Barends has signed a contract with Value Maritime to equip another four vessels with the scrubbers.The vessels in question are the Lady Helene, Lady Dawn, Lady Diane and Lammy. The units are sister ships from the Lady Hester, that was already fitted with Value Maritime’s scrubber.The company said that the installation will take place in March and May 2020.All four ships will be outfitted with a 3.0MW Value Maritime scrubber solution.Value Maritime undertook its first commercial installation on the Lady Hester, having finalized a complete retrofit scrubber installation in only 9 days.The preinstalled scrubber arrived by truck from Holland and was simply placed onboard the Lady Hester, after which the 20ft casing was mounted to a supporting structure on the deck, the company explained.The seawater inlet and outlet were installed on the ship and connected to the container, and a three way valve was placed on the exhaust connecting to the scrubber.