The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago artificial intelligence (AI) Google Cloud Jay Bray Kurt Johnson machine learning (ML) Mr. Cooper Group Inc. Rajen Sheth 2021-04-22 Eric C. Peck Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Metros Most Vulnerable to COVID-19’s Fallout Next: Delinquency Rate Significantly Improves Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Eric C. Peck Mr. Cooper Group Inc. and Google Cloud have joined forces to create a digital mortgage servicing platform, powered by artificial intelligence (AI), machine learning (ML), data analytics, and cloud scalability to ease the distribution, signing, submission, and review of loan documentation.As part of this agreement, engineers and business leaders at both companies will work to digitize Mr. Cooper’s core mortgage process, creating a more personalized customer experience by utilizing conversational AI.“Over the last decade, we have made substantial investments in our servicing technology and core mortgage platform that have revolutionized the customer experience, while providing dramatic efficiencies in operating cost,” said Jay Bray, Chairman and CEO of Mr. Cooper Group. “Our partnership with Google Cloud AI will build on those advances and help make these technologies available for the industry.”Mr. Cooper has already developed proprietary technology with a library of more than 300 mortgage-specific machine learning models, built on Google Cloud’s AI platform. The company reports that its technology classifies mortgage documents at more than 90% accuracy with the ability to train new document types rapidly, providing faster access to information to better serve its customers and onboard mortgage portfolios.“The mortgage industry is a prime example of how AI can unlock measurable business value and impact the customer experience,” said Rajen Sheth, VP, Google Cloud AI and Industry Solutions at Google Cloud. “The heavily manual practices required in the mortgage process creates a massive drain on the bottom line and overall operational efficiency. We’re thrilled to partner with Mr. Cooper to create solutions to transform this process and make it easier for both the industry and homeowners.”Mr. Cooper also recently announced the promotion of Kurt Johnson to EVP, and Chief Risk and Compliance Officer. Johnson has been with the company for five years, most recently serving as Chief Credit Officer, and has 20 years of experience in the industry. Tagged with: artificial intelligence (AI) Google Cloud Jay Bray Kurt Johnson machine learning (ML) Mr. Cooper Group Inc. Rajen Sheth Related Articles Home / Daily Dose / Mr. Cooper and Google Partner on New AI Initiative Sign up for DS News Daily April 22, 2021 1,146 Views Mr. Cooper and Google Partner on New AI Initiative Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Eric C. Peck has 20-plus years’ experience covering the mortgage industry, he most recently served as Editor-in-Chief for The Mortgage Press and National Mortgage Professional Magazine. Peck graduated from the New York Institute of Technology where he received his B.A. in Communication Arts/Media. After graduating, he began his professional career with Videography Magazine before landing in the mortgage space. Peck has edited three published books and has served as Copy Editor for Entrepreneur.com. Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Journal, News Subscribe
Mr. James Vernon “Jim” Bladen, age 77, of Indianapolis, Indiana, formerly of Vevay, Indiana, entered this life on May 20 1942 in Madison, Indiana. He was the loving son of the late Harvey Edward Bladen, Sr. and Julia May (Jones) Bladen. He was raised in Switzerland County, Indiana and was a 1960 graduate of Vevay High School. Jim was inducted into the United States Navy on March 15, 1962 in Vevay, Indiana. He served in the Vietnam War and was honorably discharged with the rank of Aviation Maintenance Administration Man Third Class on March 11, 1965 in Norfolk, Virginia. Jim was united in marriage to Lelia Mae “Lillian” Brown on December 26, 1984 in Owenton, Kentucky and they shared 18 years of marriage together until she passed away on January 9, 2002. He was later united in marriage on April 14, 2006, in Buckhorn, Kentucky, to the late, Cynthia Druann “Cindy” Sprague and they shared five years of marriage together until she passed away on August 20, 2011. On April 16, 2016 in Vevay, Indiana, Jim was united in marriage to Pamela Sue Faulk. Jim and Pamela shared nearly four years of marriage together until his death. Jim owned and operated Bladen’s Concrete in Vevay, Indiana. He was employed for the Switzerland County Economic Development Corporation in Vevay, Indiana, for several years and was an electrician. He was also employed for the Jefferson Proving Ground in Madison, Indiana. Jim resided in the Switzerland County community all of his life until moving to the Indianapolis community for two years where he resided until his death. Jim was a member of the Vevay American Legion Post #185 and the Vevay VFW Post #5396 where he served on the Honor Guard. He was also a faithful member of the Switzerland Masonic Lodge #122 F&AM. Jim enjoyed fishing, hunting, farming, playing euchre at the Vevay American Legion and VFW and was always a handyman. Jim passed away at 2:08 a.m., Saturday, January 18, 2020, at the Washington Healthcare Center in Indianapolis, Indiana.James will be missed by his loving wife, Pamela Sue (Faulk) Bladen of Indianapolis, IN; his brother, Steve “Bear” Bladen and his wife, Martha of Vevay, IN; his best friends, Jim and Joan Barry of Vevay, IN and his brothers-in-law, sisters-in-law and several nieces and nephews.He was preceded in death by his parents, Harvey Edward Bladen, Sr., died June 19, 1960 and Julia May (Jones) Bladen, died October 2, 1970; his 1st wife, Lelia Mae “Lillian” (Brown) Bladen, died January 9, 2002; his 2nd wife, Cynthia Druann “Cindy” (Sprague) Bladen, died August 20, 2011; his brothers, Harvey Edward “Bud” Bladen, Jr., died July 3, 1991 and Donald Augustus Bladen, died May 13, 2001 and his sisters, Arvenia (Bladen) Whiteford, died July 9, 1988, Oleta Jane “Janie” Kimmons, died November 2, 1995, Addie Wilena (Bladen) Stewart, died August 25, 1998 and Wanda JoAnn Chipman, died February 27, 2010.Friends may call 11:00 a.m. – 1:00 p.m., Wednesday, January 22, 2020, at the Haskell & Morrison Funeral Home, 208 Ferry Street, Vevay, Indiana 47043.Switzerland Masonic Lodge #122 F&AM, Vevay American Legion Post #185 & Vevay VFW Post #5396 will conduct services on Wednesday, January 22, 2020, at 1:00 p.m., at the Haskell & Morrison Funeral Home, 208 Ferry Street Vevay, Indiana 47043.Interment will follow a later date in the Vevay Cemetery, Vevay, Indiana.Memorial contributions may be made to Vevay American Legion Post #185, Vevay VFW Post #5396 or Switzerland Masonic Lodge #122 F&AM. Cards are available at the funeral home or online at www.haskellandmorrison.com
It’s a good thing the Nelson Leafs like playing at the NDCC Arena.If not this Kootenay International Junior Hockey League season season would be off to a disastrous start as Nelson plays nine of its first 11 games in the Heritage City.The home stretch continues as the Leafs play host to Murdoch rivals Castlegar, Friday, and Spokane, Saturday in the first two games of a three-game set.However, these games are extra special for the Leafs as its Parent Weekend.“(Parent Weekend) is a great tradition in junior hockey,” said Leaf coach Dave McLellan.“It looks like (Leaf executive) has really thought this weekend out well and this should be a great opportunity for the parents to get here and see the kids, which I feel is just fantastic.”Nelson enters the weekend with a slim two-point lead over Beaver Valley Nitehawks and three ahead of Saturday’s opponent, Spokane Braves.Sunday, Nelson completes the home-and-home series against Castlegar with an afternoon game in the Sunflower City. Rayce Miller continues to lead the Leafs in scoring with 10 points, one in front of surprising offensive defenceman Patrick Croome. Miller also leads the Leafs in goals scored with five.The Western Hockey League Prince Albert Raiders have been kind to the Leafs as the Tier I Junior A club has sent two prospects to sharpen their skills with in the KIJHL.Cody Paivarinta was the first to get send to Nelson.Earlier this weekend, GM Bruno Campese re-assigned 16-year-old left winger Dylan Williamson to Nelson.Williamson is in Nelson but paperwork has slowed the process for the Calgary native to play with the Leafs.Allowing four goals last weekend moved Nelson netminder Brett Soles up the goalie leader board and into third spot.Soles, who came to Nelson from the Saskatchewan Junior League, has a .921 save percentage and a 2.11 goals against average.Alex Kong of Summerland leads the goalies with a 1.71 GAA.After Saturday’s tilt, Nelson plays five straight games, including Sunday in Castlegar, on the road.Saturday at the Leafs game is set aside for Bra’s in the Barn night.
Share Facebook Twitter Google + LinkedIn Pinterest Although farmers sat inside all weekend and watch storm clouds bring inches and inches of rain to Ohio corn and soybean fields this past weekend, it is still too early to know if some of those fields will need a “Take 2” with the planter. In this week’s DuPont Pioneer Field Report, Account Manager Troy Putnam visits with the Ohio Ag Net’s Ty Higgins about what to take into consideration when assessing if a field needs to be replanted. He also discusses how wheat in south central Ohio is about 2 weeks ahead of schedule and what farmers need to do in the near term as that crop progresses quickly to flowering stage.
Virat Kohli was a “proud” man after becoming the fastest batsman to breach the 10,000-run mark in the one day internationals on Wednesday.Kohli smashed 157 off 129 deliveries in the second ODI against the West Indies in Vizag and in the process completed 10,000 runs in the format.India, thanks to Kohli’s unbeaten knock that was studded with 13 fours and 4 sixes and Ambati Rayudu’s 73, posted a massive 321/6 on the board after opting to bat.In reply, the Windies were rocked early but rode on Shai Hope’s 123 not out and Shimron Hetmyer’s 94 to tie the match against India. Windies required 14 from the last over but they scored 13 including a four off the last ball to finish on 321/7.Vizag OD: Match Report | Highlights | As it happened | ScorecardIndia continue to lead the five-match series 1-0 thanks to their 8-wicket victory in the first ODI in Guwahati.Read – Virat Kohli hits 37th ODI hundred to celebrate entry into elite 10,000-run clubEn route his 37th hundred, Kohli broke a plethora of records. He broke Sachin Tendulkar’s record to become the fastest to 10,000 ODI runs.Also Read – Mt 10K: Pakistan Cricket Board lauds Virat Kohli’s monumental effortKohli became the 13th overall and fifth Indian after Sachin Tendulkar (18426), Sourav Ganguly (11221) and Rahul Dravid (10768) to reach the elite club. MS Dhoni has also scored over 10000 ODI runs (10143) but only 9969 of those have been scored for India. The other 174 runs came for Asia XI.”Personally, I’m pretty proud of my innings and my milestone,” an elated Kohli said at the post match presentation ceremony.advertisementRead – Keep the runs flowing: Sachin Tendulkar welcomes Virat Kohli to Club 10,000Kohli needed 81 to reach 10,000 ODI runs and the world’s number one batsman in Tests and ODIs pushed Ashley Nurse for a single to add another feather to his illustrious cap.Not just that, Kohli also completed 1000 ODI runs in a calendar for the sixth time.He became the quickest to score 1000 ODI runs in a calendar year as he managed the feat in just 11 innings and surpassed the record held jointly by him and Hashim Amla with 15.Windies skipper Jason Holder was also all praise for Kohli.”Really good game of cricket played by both teams. Congrats to Virat, played a brilliant knock and on getting to the 10,000 milestone,” Holder said.Read – In my eyes Virat Kohli is already a legend, says Harbhajan SinghThe third ODI between India and the Windies will be played in Pune on Saturday.
Wolves boss Nuno says they’re ready to act in marketby Paul Vegas10 months agoSend to a friendShare the loveWolves boss Nuno says they’re studying the January market.However, he is eager to keep their plans close to his chest.The manager said, “I can comment on how we work. The transfer window is happening now and we anticipated it before.“We have a squad and now we have to look at it. We have to analyse what we have in front of us and who can deliver these things.“Now we have the chance with the transfer window, and anything can happen.”Nuno added: “Every time a player has a chance to go, it’s because of something like ‘he needs to play’. If we have an asset that needs to play. If we have a chance, we’ll take it.” TagsTransfersAbout the authorPaul VegasShare the loveHave your say
Cruise ship company Royal Caribbean Cruises (RCL) is to acquire a 66.7% equity stake in Silversea Cruises based on an enterprise value of approximately USD 2 billion.Royal Caribbean said that the price of the equity being acquired is around USD 1 billion, adding that it plans to finance the purchase through debt.In addition, Manfredi Lefebvre D’Ovidio, Chairman of Silversea Cruises, will qualify for an estimated contingent consideration of 472,000 RCL shares, payable upon achievement of certain 2019-2020 performance metrics.“Silversea is a crown jewel, and the acknowledged leader in luxury and expedition cruising, two key markets that are poised for growth,” Richard D. Fain, Chairman and CEO of Royal Caribbean Cruises, said. “Uniting our two companies presents an extraordinary opportunity to expand vacation options for guests and create revenue in strategic growth areas,” Fain added.The closing is expected to be completed later in the year, subject to customary closing conditions and regulatory approvals.
VANCOUVER – The British Columbia Court of Appeal has dismissed an appeal by Nevsun Resources (TSX:NSU) to have a human rights case against the miner moved to the Eritrea.The case, brought forward by three Eritrean refugees, alleges that international law norms against forced labour, slavery and torture were violated during the construction of Nevsun’s Bisha mine in the East African country.Nevsun has argued that the case should be heard in Eritrea, but the B.C. Court of Appeal has upheld last year’s ruling by the B.C. Supreme Court that since Nevsun was a B.C. company, the province’s court had territorial jurisdiction.The appeal court said that while the practical and logistical difficulties of trying these claims in B.C. would be considerable, last year’s ruling was not wrong in finding that there was a real risk of corruption and unfairness in hearing the case in Eritrea.The company declined to comment on the lawsuit because it’s still before the court, but said in an email that the Bisha Mine, which is 40 per cent owned by the Eritrean government, is committed to safe and responsible operations.The allegations against the company, which have not been proven in court, include that the company must have been aware of credible reports of abuses by the government, and that it allegedly facilitated forced labour by entering into a commercial relationship with the Eritrean regime.
BOSTON – That ordinary bottle of juice delivered to your doorstep will set you back at least $55. But the bag of marijuana that comes with it? On the house.Retail marijuana stores are months away from opening in Massachusetts, but some companies have been quietly operating for more than a year, selling and delivering marijuana via a legal loophole that exists in nearly every state that has legalized recreational marijuana use.Companies like HighSpeed, which describes itself as a juice delivery service, are exploiting so-called “gifting” provisions that allow for the exchange of small amounts of the drug, so long as it’s given away — “gifted” — from one adult to another.The legal language makes it permissible to pass a joint at a party or drop a bud in your brother’s Christmas stocking, but some entrepreneurs see it as an opportunity to get ahead of the regulated market, planting an early stake in what could become a crowded and lucrative industry.In places where legal pot shops exist, gifting operations undercut the licensed retailers, because they don’t face the same oversight or pay marijuana sales taxes. And they complicate things in places like Vermont, Maine and Washington, D.C., which have legalized pot but have no firm plans to open regulated storefronts.“Under any fair reading of the law, these businesses are illegal,” said Roger Katz, a Republican state senator in Maine who is studying the issue. “If it walks like a duck, quacks like a duck, it is a duck.”At least four enterprises have done gifting business in Massachusetts since marijuana was legalized in December 2016, two of them in the Boston area, The Associated Press found in an investigation that included records gathered from law enforcement agencies around the state.In addition to HighSpeed, a Boston-area company cleverly called Duuber has drivers delivering marijuana-themed T-shirts that come with gifts of pot.Officials in western Massachusetts also looked into a Craigslist ad offering plastic sandwich bags costing up to $325 apiece (the marijuana in them was free) but dropped the case after they couldn’t identify the seller.In Springfield, officials ordered a smoke shop called Mary Jane Makes Your Heart Sing to shut down last March after it gave marijuana to customers who paid a $25 to $50 admission fee.That hasn’t scared HighSpeed, which also operates in D.C.“We’ve had no issues with law enforcement, and we’re going to do our best to keep it that way,” said founder David Umeh. “We’re not doing anything wrong. We’re abiding by the current legislation until it changes.”Gifting provisions are on the books in Massachusetts and all but one of the other states that have legalized marijuana: Alaska, California, Colorado, Maine, Nevada, Oregon and Washington state, plus D.C. Most instituted the measure specifically as part of new marijuana laws.Vermont does not have a provision, but local experts and activists argue the exchanges will be permitted there, too, since they’re not expressly banned.Some states have tried to stem abuse of the laws by prohibiting businesses from advertising marijuana giveaways or specifically banning “delayed or disguised” payments for marijuana gifts, said Leo Beletsky, a law professor at Northeastern University in Boston.But businesses simply find ways to obscure what they’re doing, he said, and then rely largely on word of mouth to make sales. Clued-in customers can infer how much pot they’re ordering judging by the price and size of the items accompanying it, but for the most part, they’re at the mercy of the seller.In the case of HighSpeed, there is no mention of marijuana on its website. The company sells drinks priced from $55 to $150, depending on whether the beverage comes with “Love” or “Lots of Love.”The AP recently put in a $60 order for “Raspberry Roxbury” with “Love” and received a bottle of Tazo juice along with about an eighth of an ounce of marijuana.Duuber also doesn’t explicitly spell out its marijuana “gift” on its website. But when the AP ordered a $100 product listed as “Luxury Tshirt – Citrus – small,” the brown paper bag delivered by a driver contained a white T-shirt with the company’s name in black over an image of a marijuana leaf — and a clear plastic bag of marijuana labeled “1/4 Ruthless OG.”The opening of retail shops in states with marijuana laws should eventually make most gifting operations obsolete, said Morgan Fox, spokesman for the D.C.-based Marijuana Policy Project.“People want quality control-tested products,” he said. “The sooner that happens, the sooner this sort of thing disappears.”But in Colorado, where pot shops opened in 2014, gifting businesses are still hatching creative ways to skirt the law, said Detective Kerry Linfoot of the Colorado Springs Police Department. The department shut down 14 gifting businesses last year.U.S. Attorney General Jeff Sessions’ decision to rescind an Obama-era policy that called for non-interference with legal state marijuana operations could also help bolster gifting and other underground operations, Beletsky said.“If the feds somehow came down on state regulators or licensed retail operations,” he said, “that could provide a convenient opening for these grey-market operators to scale up what they’re already doing.”___Follow Philip Marcelo at twitter.com/philmarcelo. His work can be found at https://www.apnews.com/search/philip_marcelo.
WASHINGTON – Prime Minister Justin Trudeau is setting his sights on the end of the month as the next target date for reaching a trade-and-tariff detente with the United States.All three countries are expected to take part in a signing ceremony for the U.S.-Mexico-Canada Agreement during the two-day G20 summit, which gets underway Nov. 30 in Buenos Aires — although Canada has warned it will be a low-key, low-level affair if steel and aluminum tariffs are still in place.There’s still time to change that, Trudeau suggested Monday during a news conference in Paris.“I absolutely brought it up,” Trudeau said of his discussions with U.S. President Donald Trump during a dinner Friday organized by French President Emmanuel Macron.One government official, speaking on condition of anonymity in order to discuss details of a private meeting, said the two leaders had a good exchange on tariffs that included Trudeau making clear to the president the tariffs are hurting consumers and producers on both sides of the Canada-U.S. border.“The issue of steel and aluminum tariffs continues to be a concern to Canadians, like it is of concern to many American citizens and companies,” Trudeau said.“This is something that, as I’ve said before and as I related to President Trump, I hope we’re able to solve by the time we meet each other in the G20 in Argentina.”David MacNaughton, Canada’s ambassador to the U.S., said in an interview last week that some high-level talks on the tariff issue have taken place, and that he has extended an invitation to U.S. trade czar Robert Lighthizer to get formal negotiations back underway.Insiders say the U.S. has been demanding quotas be imposed on Canadian exports, something Ottawa has made clear is a non-starter.MacNaughton and Trudeau have both indicated that if a signing ceremony does take place soon, it won’t include high-level dignitaries like the prime minister or Foreign Affairs Minister Chrystia Freeland if the tariffs — 25 per cent on steel and 10 per cent on aluminum — remain in place.On the Mexican side, however, there’s an expectation negotiators there are poised to agree to quotas in order to get the deal signed before Dec. 1, which is when incoming president Andres Manuel Lopez Obrador’s new administration could inject an unwelcome element of uncertainty.Resolving the tariff issue with Mexico is the more pressing priority for the U.S., said Dan Ujczo, a trade lawyer and partner with Ohio-based Dickinson Wright.“The actual issue is to ensure that there’s nothing that’s going to stop Mexico from signing this deal before Dec. 1, and giving relief to farm country in the U.S. to Mexico’s retaliatory tariffs,” Ujczo said.“I think Canada’s an afterthought for the U.S. right now in this process.”