Tagged with: Disaster Relief HUD The Best Markets For Residential Property Investors 2 days ago HUD to the Rescue Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Headlines The Best Markets For Residential Property Investors 2 days ago About Author: Joey Pizzolato Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: 2017’s Hottest Neighborhoods for Homebuyers Next: Adding to the Ranks The Week Ahead: Nearing the Forbearance Exit 2 days ago Print This Post August 21, 2017 1,195 Views Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / HUD to the Rescue Servicers Navigate the Post-Pandemic World 2 days ago Share Save The Department of Housing and Urban Development (HUD) is taking further steps to fulfill its mission in creating strong, sustainable and affordable communities throughout the country, this time through foreclosure protection in response to the flash flooding that recently occurred in West Virginia.After two days of severe weather, flash flooding occurred throughout the state and affected a total of 44 counties. President Trump has declared the area a disaster zone, according to the press release.In order to provide relief, HUD is assisting state and local governments in relocating displaced locals as well as streamlining their Community Block Grant and Home Programs so as to repair and replace the houses that were damaged. They have also granted a three-month moratorium on foreclosures for mortgages that are insured by the Federal Housing Administration.In addition, HUD will be making mortgage insurance available to those that lost their homes and have to rebuild or rebuy—the insurance will also cover rehabilitation and repairs to damaged homes. For those that need to purchase a new home, the insurance will be financed 100 percent, and even cover costs incurred during closing.But, it doesn’t stop there. HUD will provide guaranteed loans to state and local governments to be used for housing rehabilitation, repairs of damaged public infrastructure, and further economic development. The department will also share information with FEMA and the state of West Virginia to connect displaced renters with housing providers that have available units in the counties most affected, and disseminate information regarding other HUD programs that will directly affect those put out by the flooding.You can read about other disaster relief programs that the HUD offers, as well as find other resources in times of crisis by going to the HUD’s website, here. Joey Pizzolato is the Online Editor of DS News and MReport. He is a graduate of Spalding University, where he holds a holds an MFA in Writing as well as DePaul University, where he received a B.A. in English. His fiction and nonfiction have been published in a variety of print and online journals and magazines. To contact Pizzolato, email [email protected] Disaster Relief HUD 2017-08-21 Joey Pizzolato Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribe
Thank you for inviting me here to Culham today. On a chilly day, it’s a pleasure to visit what Ian Chapman tells me is hottest place in the solar system! And this isn’t the only superlative that Culham can claim. The Joint European Torus is one of the most impressive international scientific facilities not just in the UK, but perhaps in the world. It symbolises the application of world-leading research and engineering to tackle one of the world’s greatest challenges: the challenge of clean energy. At the same time, it’s providing the skills our country needs for the future, training both the next generation of nuclear researchers and apprentices for businesses across Oxfordshire and beyond. What could be a better place to give my first speech on science, research and innovation?I feel very fortunate to be Minister for Universities, Science, Research and Innovation. Several of my predecessors have said they felt it was the best job in government. It has a special significance for me because I began my career as a historian: I profoundly believe in the importance of research. I recognise the joy, and the occasional frustrations, of the pursuit of knowledge. And I deeply respect the passion that drives people to dedicate their lives to it.Science, research and innovation represent this country’s best hope for the future. From an economic point of view, scientific developments underpin prosperity and growth and help create rewarding, high-wage jobs in every part of the UK. From a societal point of view, they offer ways to tackle the grand challenges of the future. And crucially, they are valuable in their own right. Pushing the boundaries of knowledge, seeking to understand the universe, the human race, our past and our future – these are all things we should be proud to invest in.I’m proud of Britain’s world-leading scientific and technological heritage. And of our wider strengths: the invaluable work done in the arts, humanities and social sciences; the ground-breaking interdisciplinary research that goes on in our universities; and the R&D done outside academia – in businesses, independent research institutes, charities and public labs.Today, here at Culham, I will be visiting a remarkable firm called Reaction Engines that is designing a new type of engine called SABRE, which could revolutionise air and space travel and make it possible to fly from the UK to Australia in just four and a half hours. The development of the engine, which has had £60 million in backing from the UK Space Agency and £50 million from the private sector, is a clear example of the UK being at the forefront of technological and scientific discovery, and exemplifies the aims of the government’s modern Industrial Strategy.There is no better backdrop to talk about my priorities and ambitions for science, research and innovation in the UK, and how we can work together to make it a reality.PrioritiesI believe there are two overarching priorities for UK science and research in the year to come.The first is the most urgent: ensuring, as the UK leaves the European Union, we have the right relationship with European research programmes and with the wider world of science and research.The second may be less urgent, but it is no less important. How we chart a path to an economy that invests more in science, research and innovation, and puts R&D at the heart of our economy.This second goal may seem to some to be a distraction from the issue of Brexit. But it is crucial to the future not only of science and research in the UK, but to our wider destiny as a country. And we would be unwise to put it off.The decisions we take now, ahead of the Spending Review later in the year, will be crucial to our ability to invest more in R&D, and to crowd in investment from business and from overseas.Today I’d like to talk about these two priorities in turn.Brexit and the future of UK researchFirst, the urgent question that is on so many of our minds: the question of the UK’s place in the global research community as we prepare to leave the EU.My thinking on this is guided by an old conservative principle: the idea of Chesterton’s Fence. It was 90 years ago that GK Chesterton came up with this warning to political reformers: never tear down a fence, he said, until you understand why it was there and what its purpose was. This is especially pertinent today as we inch towards Brexit.With this in mind, I’ve been grateful to the researchers, universities and National Academies who have taken the time to speak to me and my officials about this, as well as to the participants in the High Level Group on Brexit set up by my Ministerial predecessors.The message I’ve had is clear: participation in EU framework programmes is vital to UK researchers and innovative firms for a host of reasons.The money is one: through our EU membership, the UK gains £1 billion of R&D funding each year. The fact we are so successful is a measure of our excellence. But I know it is not just about the money: Horizon 2020 connects our labs, universities and businesses to researchers across Europe. I also recognise the importance of the prestige of ERC grants or the Marie Sklodowska-Curie Actions.I acknowledge the importance to Britain’s labs and universities of researchers and staff from overseas, including from the EU. Indeed, I want to express my gratitude to the tens of thousands of researchers, whether from elsewhere in Europe or the wider world, who have chosen to make the UK their home, and bring their talents to work here.Leaving the EU with a deal remains our top priority and the PM has been clear that we want to have the option to associate to future EU programmes including Horizon Europe and the Euratom Research and Training Programme. But we are also preparing in the event of no-deal. The government’s underwrite guarantee will cover the payment of awards for all competitive bids to EU funding programmes submitted before Brexit. We’ve taken steps to ensure that this will work as smoothly as possible if it needs to, notably with the UKRI grant registration portal that was set up in September and which already has 5,000 registrations. I urge all researchers working on EU-funded projects to make sure their project is signed up.I’ve heard loud and clear the message that leaving the EU presents unique challenges to science, research and innovation in the UK. So, I ask you and your fellow researchers and innovators to work with me to deliver a Brexit that works for your sector, and to help design the UK’s post-Brexit relationship with the EU that builds on our scientific strengths and ingenuity.At the same time, we continue to strengthen our relationships with researchers across the world. As I announced earlier this week, we are investing more than ever in partnerships with both the leading science and innovation nations and with the developing world. Joint projects which bring together the best with the best enable us to further our ambitions under the modern Industrial Strategy and to tackle the global challenges which affect the poorest and threaten the future prosperity and security of us all. To support such joint ventures, we will build upon our global strategic partnerships at government level, for example with the US, Canada, Israel and China – the latter of which I intend to visit in the coming months to progress our Joint Science, Technology and Innovation Strategy.Making 2.4% target a realityMy other priority for the coming year is how we ensure a bright future for R&D in the UK. In particular, how we deliver the commitment this government has made to increase the amount the UK invests in R&D to 2.4% of GDP by 2027, and 3% in the longer term.Measuring R&D in percentages of GDP is perhaps not the most vivid way to capture the wonders of science, the power of technology, or the ingenuity of innovation. But the change it will make will be truly transformational. 2.4% of GDP may sound like a dry statistic: but if we can realise it, it will represent national renewal. Increasing our R&D investment to 2.4% is equivalent to around 3 new GlaxoSmithKlein and 4 new Rolls-Royces and 5 new Unilevers. This will help keep the UK’s economy competitive, and create good, meaningful jobs and prosperity across the country.It will also help us make great strides to tackle the big societal challenges facing Britain and the world at large.But reaching the 2.4% target must not be an end in itself. It is the opening of a new chapter for UK R&D and the cornerstone to building a great future based on the collective strength of science, engineering, technology, the arts, humanities and social sciences.Just this week, we have seen an extraordinary project announced by the University of Strathclyde with the potential to help patients suffering from osteoporosis. Experts will use technology originally used to help measure the collisions of black holes in space to vibrate stem cells in people’s bones to turn them into new bone. This is an example of government funded, interdisciplinary research having real world benefits to help people living, longer, healthier lives.On Tuesday, we also announced 28 new international research projects, backed by £279 million of government funding. Many of these projects are led by experts in UK universities and tackle global challenges, from reducing the impact of oceans pollution, to controlling the spread of infectious diseases.The work of the UK Atomic Energy Authority here at Culham is a great example of what we want to achieve. World class science, tackling a big global challenge, deeply embedded in the real world and in its community. I’m especially glad that the government has committed to double down on our ambition when it comes to nuclear fusion, committing £20 million to begin development of a new UK based Nuclear Fusion reactor, STEP the Spherical Tokamak for Energy Production, paving the way to practical, energy-producing fusion power.The UK already leads the world in innovative, compact fusion devices; the Duke of Cambridge turned on the UK’s upgraded fusion test reactor, the Mega-Amp Spherical Tokamak, just last October. The work of UKAEA here at Culham will help make British fusion power a reality – this kind of national endeavour is a great example of the vision we need to pursue to deliver the 2.4% R&D target.In the coming months, we will be developing and publishing our roadmap on how to reach the goal of investing 2.4% of GDP in R&D. We have already shown that we are serious: the £7 billion of additional funding we have announced in recent years represents the biggest increase in public R,D&I funding for four decades.I want us to go even further. Making the 2.4% target a reality will be a top priority for me in the coming year, as we manage our departure from the EU and agree the terms of the Spending Review that will dictate public investment over the coming years.A few principles will guide my thinking here.The first is the right public investment. While it is too early to pre-judge the results of the Spending Review, analysis by both my own officials and by others, including the National Academies, shows that meeting 2.4% of GDP will require significant increases in public investments in R&D across the UK.OECD statistics show that the UK’s mix of public to private R&D is relatively strong: for every pound of public R&D we fund, the private sector funds around £2.60. This compares favourably with many other rich countries: it is slightly more than Germany and Finland, and quite a bit more than Canada, France or the Netherlands, but somewhat behind that in the USA or Switzerland.An important takeaway from this is that even if the ratio of private to public contribution were to increase to that of the US or Switzerland, but public investment kept at the same level as a proportion of GDP, we would still be some way from meeting the 2.4% target. This means that to meet the target, an increase in public investment will almost certainly be required. This is the case I will be making to the Treasury, and I’d call on everyone who cares about the health of research and innovation in the UK to work with me to do so.Yet, it is also clear from the statistics that the public sector cannot meet the target on its own. Innovation and R&D happen in an ecosystem, where government, academia, businesses, and other institutions all have complementary roles to play.We will only meet the target if businesses and charities also increase their investment in innovation. That’s why we have been working and will continue to work with businesses to identify what policies will help them commit to investing in R&D across the UK in the decade to come. This is also why we have developed new funding streams to back important and impactful work, including the Industrial Strategy Challenge Fund and the Strategic Priorities Fund, which support research with the potential to transform the economy and the world.The willingness to invest in innovation will also be determined by the quality of our institutions, the relationships between them and the way we approach the culture that underpins them.For example, how we can ensure greater access to research careers. How we can ensure the UK’s research community leads the world on research integrity. How we will make sure we adopt digital technologies to do better research. How we will assess and manage research effectively. And how we can build the right links between the worlds of research and practice, and between science and industry.In this respect, the establishment of UK Research and Innovation, planned and launched by two of my predecessors, will be vital.UKRI are in a position to use analysis and the wealth of data they possess to work with researchers, businesses and policy makers to understand where our research and innovation strengths are, how our interventions are enabling the growth of high-tech businesses, and how we are delivering against our four Grand Challenges.UKRI also has the potential to tackle the cross-cutting issues that will determine the health of the UK research and innovation system in the years to come.One of these is research integrity. If we are relying on research to boost our economy and tackle societal challenges, we need to know the system is working. Research that is not replicable or that fails to meet ethical standards is not just bad in itself: it is a waste of resources that could have contributed to the common good.Similarly, we need to ask ourselves whether we are making the most of our talent. Recent economic research has documented the phenomenon of “Lost Einsteins” – people who could have been researchers or inventors but who seem, by reason of background, to have missed out on the opportunity. We also hear accounts of those driven out of promising research careers by harassment or bullying. These issues matter both for their own sake – as they are the kind of “burning injustices” this government has set out to tackle – and because tackling them will make for better science and research, from which society at large will benefit.Finally, UKRI should work toward making sure the benefits of research and innovation are felt widely across the country and across society. This is partly a matter of involving the public effectively in the processes by which decisions about science and research are made. In an age when technologies from AI to robotics are raising big social questions, public engagement is important both from an ethical point of view and from a democratic one.It also has a bearing on where UKRI makes investments. Historically, public research funding has been concentrated in particular places, notably the Golden Triangle between Oxford, Cambridge and London. It is right that we fund excellence and support successful clusters. But we need to make sure we recognise the potential of other areas and the case for investing in them. That’s why we recently launched the first round of the Strength In Places Fund, to back excellence broadly across the UK.Another necessary complement to a strategic UKRI is the diversity of funding at the institutional level, including the charitable sector. With this in mind, I recognise the great value of Quality Related (QR) funding, and the role it plays in both building research capability across the disciplines and in providing additional sources of intelligence in our funding system.I will be working closely with UKRI to make the most of their potential – and aiming to make sure they become recognised as one of the world’s great funders of research and innovation, and a lynchpin in a successful knowledge ecosystem.So, I’d like to finish with an appeal to anyone dedicated to the pursuit of knowledge.We have the opportunity to make a step-change to the world of science, research and innovation in the UK – with more investment, better training, and a renewed focus on changing the world. To do that, we need to work together, both to make the case for investment, and to make sure that investment has the greatest possible effect. The next few months may be a time of political uncertainty. But if we work together, the best days for research and innovation in the UK could well be ahead of us.
ALAMEDA — The last time the Raiders put this many good players on the field, they won the AFC championship.Damning with faint praise? That’s a legitimate argument, considering there’s only been one winning season in the last 16 since confetti fell at the Coliseum following a 41-24 win over the Tennessee Titans at the Coliseum following the 2002 season.The Raiders were 11-5, Rich Gannon was the NFL’s Most Valuable Player, three future Hall of Famers (Tim Brown, Jerry Rice, Rod Woodson) were …
Share Facebook Twitter Google + LinkedIn Pinterest 2019 Van Wert County Farm Bureau Annual MeetingAnnual Meeting was held Aug. 6, 2019, at the Van Wert Center of Aging, in conjunction the Van Wert Soil and Water Conservation District. Dinner was catered by Gibson’s BBQ of Van Wert.Celebrating 100 years of Ohio Farm BureauVoting of board members and delegates was held, and after dinner, Jessica Vandenbroek gave the organization director’s report. Scholarships were awarded and the 2019 year was recapped.Special guest Matt Reese, from Ohio’s Country Journal, spoke about the challenges Ohio farmers face with the 2019 crop season.We celebrated the 2019 year of Van Wert County Farm Bureau and welcome the year 2020.
Many people seem to think HVAC design means you get a load calculation (Manual J in the ACCA protocols) so you know what size system to put in. Hey, that’s a great start. It’s way better than just using a rule of thumb or Manual E (for eyeball).But there’s so much more to real HVAC design than simply finding out how much heating and cooling a building needs when it’s at design conditions. And we might as well start with the fact that my first statement is incorrect: The load calculation does not tell you what size system you need.Load versus capacityIn an article I wrote last year, I went into detail about the difference between getting the load calculation results and sizing your heating and cooling system. You have to factor in the type of equipment you’re using, the efficiency of the equipment, the breakdown of the cooling loads into sensible and latent, and the difference between your design conditions and the conditions at which the equipment was rated. (Sensible load is related to changing the temperature; latent load is the part involved with removing moisture.) RELATED ARTICLESManual J Load Calculations vs. Rules of ThumbManual J Doesn’t Tell You Equipment CapacityThe Difficulties of Third-Party HVAC Design HVAC Design Requirements in the International Building CodesSaving Energy With Manual J and Manual DWho Can Perform My Load Calculations?How to Perform a Heat-Loss Calculation — Part 1How to Perform a Heat-Loss Calculation — Part 2Calculating Cooling LoadsWhen Do I Need to Perform a Load Calculation?We Are the 99% — AND the 1% But it really boils down to a difference between load and capacity. Heating and cooling loads are the amount of heating and cooling in BTU per hour (or Watts) that a building needs. Capacity is how much heating or cooling a piece of equipment can provide. Just remember that loads have to do with the building and capacity has to do with heating and cooling equipment.Of course, there are three types of loads, but for design purposes, we use the design loads, which are based on design conditions. (The other two types are part load and extreme load.)So, the load calculation is the first step. It leads to sizing but doesn’t give it to you right away. (So be careful reading those Manual J reports!) The second step is equipment selection (Manual S in the ACCA protocols), where you take into account those factors I mentioned above. It’s an important step and more involved than just reading the load off the Manual J report.But even that isn’t the most important part of full HVAC design.The dominance of distributionCalculating the heating and cooling loads is the easy part. Even selecting equipment is straightforward. Once you know the loads and have made decisions about the type of equipment, getting the right capacities isn’t hard. But unless you’re using ductless minisplit heat pumps (a great choice, by the way), the next step is in many ways the most difficult. That is, designing the distribution system to make sure the house gets the right amount of heating and cooling delivered to the rooms. (We focus on air distribution at Energy Vanguard, so if you’re doing hydronic heating and cooling, you should talk to someone like Robert Bean at Healthy Heating.)Designing a good distribution means looking at a lot of variables:Placement of supply and return ventsLocation of air handlerFraming obstructionsTypes of fittingsType of design: trunk-and-branch or radialLocation of ducts (conditioned or unconditioned space)Proper air flow, both total through the system and the amount to each roomThere’s a lot that goes into it!When you do it properly, you get a true system. Many homes just get a bunch of components that appear to be a system but really aren’t. Sadly, the bar is really low for heating and cooling systems. Since so few systems get true design, not many people know what they’re missing. If the house stays relatively warm in winter and cool in summer, it gets over the low bar.But here’s what a good HVAC system provides:ComfortQuiet operationDurabilityEfficiencyAs I write this, I’m sitting in our office in Decatur, Georgia. We have our own system for the office, which is great. We don’t have to fight over the thermostat with other businesses in the building, as we did in our previous office. But the system is oversized. It’s loud. And it short cycles. We get blasted with hot or cold air for a few minutes. Then it goes off until the office starts getting a bit uncomfortable in the other direction, when it kicks on again.The good news for us is that we’ve gotten permission from the building owners to replace the system we have with a Mitsubishi system consisting of a ducted minisplit for the two back rooms and wall-mounted ductless units for the front. We’re also getting an Ultra-Aire ventilating dehumidifier for the office. Stay tuned for an article about the installation once we get it all done.The real reasonSo, back to the original question of the real reason for HVAC design, you can see now that it’s a lot more than just proper sizing. That’s important, but more important is making sure the HVAC is a true system, not just a bunch of components pretending to be a system. Allison Bailes of Decatur, Georgia, is a speaker, writer, building science consultant, and the author of the Energy Vanguard Blog. You can follow him on Twitter at @EnergyVanguard.
By Philem Dipak Singh New Delhi, Aug 12 (PTI) The Indian Olympic Association today said four officials and support staff cleared by the Sports Ministry on its own cost for the Asian Games cannot be part of the contingent as it has not recommended them for the multi-sporting event starting August 18. The IOA today shot off a letter to the Sports Ministry, asking how these four officials and support staff were included in the contingent without being recommended by it. They are not even accredited for the Games, the national Olympic body said. The four are S C Roy (coach) and Ruma Kar (masseur) from archery, Manoj Rana (coach) from gymnastics and A Jayarajan from swimming. Jayarajan’s capacity in the gymnastics team was not mentioned in the contingent list approved by the Ministry. “We have not sent the names of these four officials to the ministry and we do not know how come there names cropped up in the contingent list approved by the ministry,” IOA Secretary General Rajeev Mehta told PTI. “Since their names do not feature even in the long list, there is no accreditation for them and hence they cannot be a part of the contingent. So, we have written a letter to the ministry how it has happened,” he added. Mehta also said the IOA has requested the Ministry to reconsider its refusal to bear the cost of all 26 team managers, saying that the federations will not be able to bear the expense of sending them to the Games.advertisement “The federations will not be able to send the team managers if they have to bear their cost. Then the teams will be playing in the Asian Games without managers and it may lead to problems like the boxer Sarita Devi case in the last Asian Games. “In those kind of situations, only the team managers can lodge a complaint. The coaches and other support staff cannot do anything in such cases. Then everybody will blame the federation and the IOA for no fault of theirs,” Mehta said. The IOA has also mentioned in the letter to the Ministry to include two more coaches in sport climbing as all the three Indian participants are minors, saying each of them need a coach under rules. Only Amit Kumar has been cleared by the government to be part of the sport climbing contingent for the three players — Sanjay Shreya Nankar, Maibam Chingkheinganba and Bharath Stephen Pereira. “All the three are minors and under rules each of them should be accompanied by a coach. So we have requested the ministry to clear two more coaches in sport climbing,” the IOA Secretary General said.The IOA is also trying to convince the Ministry to bear the cost of 400m coach Basant Singh and change the P-Card status of another athletics coach. PTI PDS BSBS
Cruise ship company Royal Caribbean Cruises (RCL) is to acquire a 66.7% equity stake in Silversea Cruises based on an enterprise value of approximately USD 2 billion.Royal Caribbean said that the price of the equity being acquired is around USD 1 billion, adding that it plans to finance the purchase through debt.In addition, Manfredi Lefebvre D’Ovidio, Chairman of Silversea Cruises, will qualify for an estimated contingent consideration of 472,000 RCL shares, payable upon achievement of certain 2019-2020 performance metrics.“Silversea is a crown jewel, and the acknowledged leader in luxury and expedition cruising, two key markets that are poised for growth,” Richard D. Fain, Chairman and CEO of Royal Caribbean Cruises, said. “Uniting our two companies presents an extraordinary opportunity to expand vacation options for guests and create revenue in strategic growth areas,” Fain added.The closing is expected to be completed later in the year, subject to customary closing conditions and regulatory approvals.
Adding to a long list of charity work, Jackie Chan recently launched an operation in conjunction with the Beijing Tongren Ophthalmology Department to help Tibetan people have life-changing procedures to bring back their vision.A 2003 study found that ‘around 75% of blindness in Tibet can be either prevented of treated’, something that Chan is helping change, with a generous donation of RMB$2 million (just under $300,000 USD) to the Beijing Tongren Ophthalmology Charitable Foundation, where 55 operations were successfully carried out recently. At the event, Jackie also helped first-hand by removing gauze dressings from some patients’ eyes.This is not the first time Chan has helped the visually impaired – in 2007 he opened a children’s eye centre in China.Copyright ©2017Look to the Stars